Oregon Private Capital
Morehouse Capital provides bridge capital for fix & flip, construction, and commercial projects across Oregon. Straightforward terms. Decisions from people who know the market.
What We Fund
We fund deals other lenders won't. Fast approvals, common-sense underwriting, and terms built for real estate investors.
Short-term loans for purchasing and renovating properties. Fast closings so you never miss a deal.
Bridge the gap between buying and selling. Flexible terms to keep your portfolio moving.
Ground-up construction financing for builders and developers across Oregon.
Non-traditional commercial lending for properties that don't fit conventional criteria.
Qualify based on property cash flow, not personal income. Built for buy-and-hold investors.
We'll figure it out together. Give us a call or submit your scenario.
Talk to UsThe Difference
We know Oregon markets — from Portland to Bend to the coast. Our underwriting reflects the real value of Oregon real estate, not a spreadsheet in another state.
No committee. No weeks of waiting. We make decisions quickly because we understand deals — and we know speed matters in competitive markets.
We look at the deal, not just the paperwork. If it makes sense, we find a way to fund it. We've seen deals that banks passed on become home runs.
We tell you exactly what we can do and what we can't. No surprises at closing, no bait-and-switch on terms. Our word means something.
The Process
Tell us about the property, your experience, and what you need. Takes five minutes — no lengthy applications upfront.
We'll review the deal and get back to you fast. If it works, we'll issue a term sheet with clear, straightforward terms.
We move quickly through due diligence and coordinate with title. You get your money and get to work.
Who We Are
A family-owned Oregon lending business built on relationships, integrity, and decades of real estate experience.
Principal
John (Matt) Morehouse has enjoyed a long career in the publishing industry. During that time, he also ran a small lending business.
Two years ago his son and grandson joined him in expanding this sideline endeavor into a full-time business, thereby founding Morehouse Capital LLC. MC is now ideally positioned to meet your investment needs. Work with us to make your dreams come true with other people's money.
Principal
Captain John Morehouse brings a distinguished background to the firm, following a storied career as a Merchant Marine officer with the International Organization of Masters, Mates & Pilots. He concluded his maritime tenure as Master of the APL President Kennedy.
Today, John applies that same level of leadership and precision to our mission: providing the essential capital required to bring your projects to life. With a proven track record and extensive experience in private equity lending, we are committed to your financial success.
Board Member
Get Started
Ready to move fast on a deal? Submit your scenario and we'll get back to you quickly.